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Comprehensive Insurance

Updated: Jul 19, 2021

Imagine leaving a concert that is a couple of hours away from home and finding out your car was stolen 😫

Imagine leaving work and seeing a huge branch of a tree on the hood of your car😖

Imagine being with your date and seeing a deer hitting your car 🤯

The events above are real claims I've encountered and are covered on your auto policy under ✨ 𝗖𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲✨which is also known as "other than collision."

✍️ This coverage is 𝗼𝗽𝘁𝗶𝗼𝗻𝗮𝗹 if you are NOT financing or leasing the vehicle

Helps to replace or repair your vehicle when it is involved in a natural disaster, fire, broken or cracked windshield, vandalism, theft, a falling object or damage done to your car by animals.

You might drive really carefully and always check your surroundings, but what happens if:

🙀 A rock just flies out and hits your windshield

😱 Your neighbor’s children are always playing with a ball and accidentally hits your rear windshield ⚾️ 🏀 🏈

Those and many more situations happen all the time when you are not driving your car.

✅ Comprehensive 𝙬𝙞𝙩𝙝 𝙛𝙪𝙡𝙡 𝙜𝙡𝙖𝙨𝙨

Covers everything mentioned in my last post

$0.00 deductible for broken or damaged glass.

✅ Comprehensive

Covers everything mentioned in my last post

A deductible is applied for broken or damaged glass

If you call your insurance company and ask:

Does comprehensive cover damaged or broken glass?

They will answer YES because it does, but if you want to know if there is a deductible before covering the glass the questions should be:

✅ Is glass covered on my policy with or without a deductible?

Personally, I don't recommend any of my clients to have only comprehensive because they might end up like my follower, paying for a windshield by themselves, instead of having the insurance company take care of it.

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