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Comprehensive Insurance

Updated: Jul 19, 2021

Imagine leaving a concert that is a couple of hours away from home and finding out your car was stolen ๐Ÿ˜ซ

Imagine leaving work and seeing a huge branch of a tree on the hood of your car๐Ÿ˜–

Imagine being with your date and seeing a deer hitting your car ๐Ÿคฏ


The events above are real claims I've encountered and are covered on your auto policy under โœจ ๐—–๐—ผ๐—บ๐—ฝ๐—ฟ๐—ฒ๐—ต๐—ฒ๐—ป๐˜€๐—ถ๐˜ƒ๐—ฒโœจwhich is also known as "other than collision."


โœ๏ธ This coverage is ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น if you are NOT financing or leasing the vehicle


Helps to replace or repair your vehicle when it is involved in a natural disaster, fire, broken or cracked windshield, vandalism, theft, a falling object or damage done to your car by animals.




You might drive really carefully and always check your surroundings, but what happens if:

๐Ÿ™€ A rock just flies out and hits your windshield

๐Ÿ˜ฑ Your neighborโ€™s children are always playing with a ball and accidentally hits your rear windshield โšพ๏ธ ๐Ÿ€ ๐Ÿˆ


Those and many more situations happen all the time when you are not driving your car.

โœ… Comprehensive ๐™ฌ๐™ž๐™ฉ๐™ ๐™›๐™ช๐™ก๐™ก ๐™œ๐™ก๐™–๐™จ๐™จ

Covers everything mentioned in my last post

$0.00 deductible for broken or damaged glass.

โœ… Comprehensive

Covers everything mentioned in my last post

A deductible is applied for broken or damaged glass






If you call your insurance company and ask:


Does comprehensive cover damaged or broken glass?


They will answer YES because it does, but if you want to know if there is a deductible before covering the glass the questions should be:


โœ… Is glass covered on my policy with or without a deductible?


Personally, I don't recommend any of my clients to have only comprehensive because they might end up like my follower, paying for a windshield by themselves, instead of having the insurance company take care of it.




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